Loan Programs


Basic Loan Terms:

  • Loans ranging from $100,000 - $5M+
  • Term can be from 3 months to 24 months with possible renewal
  • 3 month minimum interest payment
  • Current interest rate 11%
  • Minimum 20-25% down payment

Max Lending Limits:

  • Up to 65% LTV/ARV on NOO Residential Projects
  • Up to 65% LTV/ARV on Commercial Projects
  • Up to 50% LTV on Land Acquisition
  • Up to 50% Equity Cash Out Loans on Real Estate

We want our
borrowers to succeed!

Cash Out Loans With Real Estate Equity


"We had run out of options to fund our new crane business until ALFIE suggested we use one of our vacant lots as collateral. They closed the loan in a week and our business has taken off."

-Matt Mullen, greater Buncombe County, NC