Loan Programs


Basic Loan Terms:

  • Loans ranging from $50,000 - $1,000,000
  • Term can be from 3 months to 18 months with possible renewal
  • 3 month minimum interest payment
  • Current interest rate 10.75%

Max Lending Limits:

  • Up to 80% LTV/ARV on NOO Residential Projects
  • Up to 70% LTV/ARV on Commercial Projects
  • Up to 50% LTV on Land Acquisition
  • Up to 50% Equity Cash Out Loans on Real Estate

We want our borrowers to succeed!



"It seems that you must not need money to be able to borrow from a retail bank. Even with a strong track record and good credit scores, we were unable to move ahead because our loan didn’t fit into a standardized box that the bank was used to.  ALFIE worked with me to get my project done and then they assisted me to get refinanced in a timely manner."

- Steve Rotundo, Johnson City, TN