Loan Programs


Basic Loan Terms:

  • Loans ranging from $100,000 - $5M+
  • Term can be from 3 months to 24 months with possible renewal
  • 3 month minimum interest payment
  • Current interest rate 11%
  • Minimum 20-25% down payment

Max Lending Limits:

  • Up to 65% LTV/ARV on NOO Residential Projects
  • Up to 65% LTV/ARV on Commercial Projects
  • Up to 50% LTV on Land Acquisition
  • Up to 50% Equity Cash Out Loans on Real Estate

We want our
borrowers to succeed!

Multi-Family Housing


"Our 120 unit, former hotel complex already had bookings scheduled when we came to ALFIE for financing. They were able to structure a loan around our needs for construction prioritization and were not bound by the demands of an underwriter that is unfamiliar with our area."

-Venerable Pannavati, Hendersonville, NC