Meet Our Team



Chief Executive Officer

Jon arrived in Asheville in 1989 to attend Warren Wilson College. Jon is the Principal Broker and Owner of Sarver Realty Group LLC, established in 2005 as a vibrant boutique firm dedicated to client satisfaction and integrity.  Jon has brokered over $75 Million in commercial and residential real estate in his career. Recently, Jon assembled a series of historic buildings with an eye to preserving the character of traditional Asheville. Jon is an avid cyclist and runner and he and his wife Amanda, who works as a property manager, have three children.



Chief Financial Officer

Todd graduated from Appalachian State University in 1988 with a degree in Real Estate and Business.  Since the age of 20, Todd  has been buying and selling properties.  He worked at Appalachian Realty Associates in Asheville for many years and his love of numbers drew him towards real estate accounting. He opened his own accounting firm, Todd and Company, in 2008 before taking on the role of Chief Financial Officer of ALFIE.  He and his wife Amy have one son, Hill, and they spend their time hiking and biking, exploring the wonders of Western North Carolina.



Chief Operations Officer

Kim is a native of North Carolina and has called Asheville home since 1995. She has a Bachelors degree from the University of NC Greensboro and an A.A.S. from AB Tech.  Her varied studies have given her the ability to be creative on her career path at ALFIE. After managing an Asheville Real Estate Company for 10 years, she worked as a manager at a local country club.  Alongside her family and friends, (she and Todd Fowler are siblings) Kim enjoys the excitement and multifaceted responsibilities of her role with ALFIE, as no day is ever the same.




Craig, a native of Philadelphia, PA, is a 1991 graduate of LaSalle University and moved to Asheville in 2000 following a career as a casino marketing executive with Harrah’s Entertainment.  A seasoned business operator and sales professional, he has spent much of his time managing and consulting in the hospitality industry. Craig joined the ALFIE team in May 2018 and, as an investor relations specialist, is responsible for expanding the firm’s reach between the Asheville and Upstate SC markets. When he is not originating loans for investment property, Craig, the father of two wonderful teenagers, Kayla and Eric, can be found mountain biking, running, and hiking the trails of WNC.



Basic Loan Terms:

  • Loans ranging from $100,000 - $5M+
  • Term can be from 3 months to 24 months with possible renewal
  • 3 month minimum interest payment
  • Current interest rate 11%
  • Minimum 10% down payment

Max Lending Limits:

  • Up to 65% LTV/ARV on NOO Residential Projects
  • Up to 65% LTV/ARV on Commercial Projects
  • Up to 50% LTV on Land Acquisition
  • Up to 50% Equity Cash Out Loans on Real Estate

We want our
borrowers to succeed!