Loan Programs


Basic Loan Terms:

  • Loans ranging from $100,000 - $5M+
  • Term can be from 3 months to 24 months with possible renewal
  • 3 month minimum interest payment
  • Current interest rate 11%
  • Minimum 20-25% down payment

Max Lending Limits:

  • Up to 65% LTV/ARV on NOO Residential Projects
  • Up to 65% LTV/ARV on Commercial Projects
  • Up to 50% LTV on Land Acquisition
  • Up to 50% Equity Cash Out Loans on Real Estate

We want our
borrowers to succeed!

Speculative Construction


"We have found commercial banks to be very limited in their ability to finance our spec homes. ALFIE’s underwriting process is decisive and quick.  Overall, they are far cheaper and easier than taking on equity partners, so I get to keep all the profit myself."

-Kevin Kerr, Asheville, NC