Invest In Your Community

Join us in helping develop a sustainable local economy. We connect real estate entrepreneurs seeking flexible financing solutions with investors seeking profitable investment opportunities for their mutual benefit.

Flexible Terms
Competitive Rates
Rapid Processing & Closing

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Local Investments
Predictable Cash Flow
Secured By Real Estate

Alternative Lending For Inspired Entrepreneurs

ALFIE gives you the opportunity to put your money to work in your own community -- on Main Street, not Wall Street. The ALFIE platform allows investors to invest in their local community by funding the projects of local real estate entrepreneurs who work with ALFIE for financing. This infusion of money into local economy stimulates growth in the community and creates returns for the investors and profits for the entrepreneurs, which -- when repeated -- strengthens the sustainability for our local economy

ALFIE OVERVIEW


Basic Loan Terms:

  • Loans limits from $100,000 - $10M
  • Term can be from 9 months to 36 months with possible renewal
  • 3 month minimum interest period
  • Current interest rate less than 1M = 11% and more than 1M = 10% on funds drawn
  • Minimum borrower cash contribution 20-25% down
  • Alfie funds 100% of build cost for Spec home loans


Max Lending Limits:

  • Up to 65% LTV/ARV or 75% cost whichever is less for improved properties (Non Owner Occupied properties only)
  • Up to 50% LTV/LTC on Land Acquisition/Development (Alfie & AND Loans are limited)
  • Up to 50% Equity Cash Out Loans on Improved Investment Real Estate

Spec Home Loans:

  • 100% Construction financing 
  • Borrower to own lot free and clear 
  • 9 or 18 month term with 3 month minimum interest 
  • Super fast underwriting and approval process 
  • Simple quick construction draw inspection and funding


We want our
borrowers to succeed!

ALFIE is a real estate collateral-based lender specializing in creative solutions for individuals looking to purchase or refinance a variety of real estate investments. At ALFIE, we recognize that traditional financing isn't always an option or may not be the right fit for your needs. You may be looking for terms a bank can't offer. You may need your money fast. You may have less-than-perfect credit.

That's why we have alternatives.

ALFIE loans are real estate collateral-based. Terms are flexible, with three months to two years for repayment. Best of all, our interest rates are competitive and you can get your money quickly so you can close quickly.

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If you'd like to learn more about opportunities with ALFIE, please enter your information below and we will contact you shortly.