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Simple

Spec Home & Construction Loans

We provide simple and streamlined spec home and build-to-rent construction financing to builders and real estate investors in North and South Carolina.

ALFIE is your spec loan financing specialist.


We offer common sense financing solutions for builders and real estate investors. ALFIE is the simplest and most straight-forward spec financing specialist in North and South Carolina.

ALFIE does not provide construction financing for owner-occupied residences.

  • No tax return required
  • Common sense approach allows for fast closings and construction draws
  • Interest charged on the funds drawn
  • Up to 100% construction financing, including soft costs

Invest in your community.

  • WE PUT INVESTOR CAPITAL TO WORK EFFICIENTLY, WHILE MINIMIZING DOWNSIDE RISK
    Our open-ended fund structure enables us to deploy capital quickly to serve a variety of real estate entrepreneurs and developers.

  • PROVIDES FLEXIBLE LIQUIDITY
    Three month lock-up period. Flexible liquidity feature under normal market conditions.

  • OUR PROGRAMS ARE WIN-WIN FOR ALL STAKEHOLDERS
    At ALFIE we help our investors make secure real estate loans that enable our borrowers to build local communities.

Our Team

We are not bankers.

We’re Real Estate People

We provide simple spec home financing and a common sense approach that allows for fast closings and fast construction draws.