All About

ALFIE

ALFIE is a private debt fund that specializes in construction lending. Established in Asheville, NC in 2015, the fund works by pooling investor capital to provide short-term construction and bridge loans to builders, developers, and real estate entrepreneurs in North and South Carolina.

Meet Our Team

The burdensome requirements of traditional bank financing make it difficult for borrowers to quickly access capital. ALFIE offers builders and developers a time and cost effective solution by providing streamlined access to capital for projects that benefit investors, borrowers, and local communities.

Since 2015, ALFIE has closed more than 1,300 loans totaling more than $430,000,000.00 in origination.

Meet Our Team

JON SARVER

CO-CEO & FOUNDER| jon@alfieloans.com
Mobile/Txt 828-552-0166

Jon arrived in Asheville in 1989 to attend Warren Wilson College. Jon is the Principal Broker and Owner of Sarver Realty Group LLC, established in 2005 as a vibrant boutique firm dedicated to client satisfaction and integrity. Jon has brokered over $75 Million in commercial and residential real estate in his career. Recently, Jon assembled a series of historic buildings with an eye to preserving the character of traditional Asheville. Jon is an avid cyclist and runner and he and his wife Amanda, who works as a property manager, have three children.

TODD FOWLER

CO-CEO & FOUNDER| todd@alfieloans.com

Todd graduated from Appalachian State University in 1988 with a degree in Real Estate and Business. Since the age of 20, Todd has been buying and selling properties. He worked at Appalachian Realty Associates in Asheville for many years and his love of numbers drew him towards real estate accounting. He opened his own accounting firm, Todd and Company, in 2008 before taking on the role of Chief Financial Officer of ALFIE. He and his wife Amy have one son, Hill, and they spend their time hiking and biking, exploring the wonders of Western North Carolina.

KIM AASLAND

CFO | kim@alfieloans.com

Kim is a native of North Carolina and has called Asheville home since 1995. She has a Bachelors degree from the University of NC Greensboro and an A.A.S. from AB Tech. Her varied studies have given her the ability to be creative on her career path at ALFIE. After managing an Asheville Real Estate Company for 10 years, she worked as a manager at a local country club. Alongside her family and friends, (she and Todd Fowler are siblings) Kim enjoys the excitement and multifaceted responsibilities of her role with ALFIE, as no day is ever the same.

CRAIG PETERS

LOAN ORIGINATOR | craig@alfieloans.com

Craig, a native of Philadelphia, PA, is a 1991 graduate of LaSalle University and moved to Asheville in 2000 following a career as a casino marketing executive with Harrah’s Entertainment. A seasoned business operator and sales professional, he has spent much of his time managing and consulting in the hospitality industry. As investor relations specialist and loan originator, Craig is responsible for expanding ALFIE’s reach between the Asheville and Upstate SC markets. When he isn’t working, Craig, the father of two wonderful teenagers, Kayla and Eric, can be found mountain biking, running, and hiking the trails of WNC.

KARL DEHLOW

CONTROLLER | karl@alfieloans.com

Born in New York on Long Island. Karl lived there for 28 years before moving to Asheville in 2020. He earned his Bachelor’s in Accounting and his Master’s in Taxation both from SUNY Old Westbury. Karl worked in public accounting for 8 years before joining ALFIE–6 in New York and 2 in Asheville. He received his CPA license in 2018. Outside of work Karl is a board and video game nerd with his wife Amanda and also enjoys amateur hiking with his dog, Bean.

MATT CRAIG

LOAN ORIGINATOR | matt@alfieloans.com

Matt is a native of Kansas City and a graduate of the University of Kansas with a BA in Economics. After moving to NC in 1993, Matt began buying, renovating, and selling properties. He obtained his NC real estate sales license in 1994 and his NC builders license in 1998. He has lived in various cities in FL and NC, primarily working as a builder & project manager in commercial and residential construction. He has also served as a DIY building consultant for homeowners, and a licensed property claims adjuster. Matt joined ALFIE in 2019 to establish the firm’s presence in the NC Triad markets. In addition to USTA league tennis, he enjoys spending his spare time outside SUPing, surfing, kayaking and biking. Matt is the proud father of two daughters, Mia and Ellie.

ELISABETH WILLIS

LOAN ORIGINATOR | elisabeth@alfieloans.com

Elisabeth has lived in Asheville for over 30 years. She began her real estate related career in property management before being hired by Jon Sarver as his office and building manager for Sarver Real Estate. She continues to work closely with Jon and is an integral part of our WNC loan origination. When outside of ALFIE, Elisabeth enjoys spending time with her husband and three children.

PATRICK O’CAIN

CONSULTANT | patrick@alfieloans.com

As an Asheville native, Patrick received his degrees from NC State and spent time working in France and Charleston, SC before deciding to return and open the Gan Shan series of restaurants. After the early 2020 sale of his Charlotte Street restaurant, he expanded his career into various aspects of the Western North Carolina Real Estate markets and consulting. Outside of work, Patrick is an avid cyclist and enjoys spending time with friends, family, and his two dogs Beatrice and Arthur.

JACK EATHERLY

DIRECTOR OF LOAN PROCESSING | jack@alfieloans.com

Growing up in Asheville, Jack flew the nest and moved to Towson, MD to study at Goucher College and interned at Alfie in 2019. He graduated in May of 2020 with a B.A. in Business Management after working at tax company in the Inner Harbor of Baltimore. He spent a semester abroad at the SAA Business School of Management in Turin, Italy and has worked as a teacher’s assistant while in school. Jack’s recreational activities include Muay Thai and going on hikes with his roommate around Asheville.

Kalen Thompson

2024-03-08

Highly recommend Alfie. We love working with Craig and his team. Very professional and responsive. Good loans fast.

shaw henderson

2024-01-17

Local and historical knowledge of the Asheville real estate market sets ALFIE up for well calculated assessments and underwriting of their loans. As an investor, this group of “assets” is a valuable part of a diversified portfolio providing reliable and predictable returns.

Jonathan Stokes

2023-12-06

I cannot say enough about this group as a whole. My business partner and I have been building with Alfie for the last five years. Single Family Homes to our recent Cottage Community, Westside Walk in the RAD. Jon and Todd are easy, reliable, buttoned up, and go out of their way to make the experience as smooth and stress free as possible. Alfie, thanks for everything you have done to establish StoDodd LLC!

Zen Katana

2023-12-04

I've borrowed money from Craig at ALFIE over a dozen times. The process is consistently easy, predictable, and very considerate to the owner and the contractor's time needs. The one time I ran into an adverse situation on a project and the loan needed to be restructured, Craig had it done in a week with one phone call and a couple emails. Out of town lenders can't touch these local heros, HiGHLY RECOMMEND!

Matt McMaster

Alfie makes borrowing on my specs easy. Very fast and great communication during the process. I would highly recommend them.

Will Gaddy

2023-11-30

Investing with ALFIE has been a fantastic experience. Their lending service provides a critical resource for the community, and the team's expertise and dedication to navigating the investment landscape truly sets them apart. ALFIE has proven to be a reliable and innovative pooled investment fund. I am proud to be a part of this venture, and look forward to continued success with ALFIE!

Jonathon Zetterholm

2023-11-28

Working with ALFIE has been a game-changer for our business. The ALFIE team is not just professional but genuinely invested in our success. They've been with us every step of the way for several years, proving to be an invaluable asset in our growth. What sets ALFIE apart is their simple and straightforward process, their deep understanding of the market, and their rapid deployment of capital. It's refreshing to partner with a lender that gets behind our mission and not only funds our projects but also believes in them. I wholeheartedly recommend ALFIE. They're not just a lender; they're a partner who's committed to our success. Big thanks to the entire ALFIE team!

Amanda Williams

Jon and the Alfie team has been a tremendous resource to our company for over 5 years. They have been a key part of our growth and success! Highly recommend them to both new and seasoned investors and builders!

Brandon Quinn

2023-11-27

Alfie is hands down the best lending group I've used as a spec builder and developer. No banks will help us as builders or developers they no longer have an appetite for spec building or a program that can help benefit or grows business in the construction industry. Alfies process is simple and they believe in the projects they take on. They have supported me in all of my endeavors and the team is top notch. They team is extremely knowledgeable of the market and helpful if you ask. I look forward to whats next and knowing I have a group willing to stand with me is a tremendous asset to the growth of my businesses. Thank you guys it's an absolute pleasure to write a review for a group who has changed my life as a business owner forever.

Carolina Carney

Alfie has been of TREMENDOUS help over the last several years with our construction projects. You couldn’t ask for a nicer, more professional group of individuals who go above and beyond to find solutions for you.