All About

ALFIE

ALFIE is a private debt fund that specializes in construction lending. Established in Asheville, NC in 2015, the fund works by pooling investor capital to provide short-term construction and bridge loans to builders, developers, and real estate entrepreneurs in North and South Carolina.

Meet Our Team

The burdensome requirements of traditional bank financing make it difficult for borrowers to access capital especially for spec and build to rent projects. ALFIE offers builders and real estate investors a time and cost effective solution by providing simple construction loans for projects that benefit investors, borrowers and the local community.

Since 2015, ALFIE has closed more than 1575 loans totaling more than $505 million in loan originations.

Meet Our Team

JON SARVER

CO-CEO & FOUNDER| jon@alfieloans.com
Mobile/Txt 828-552-0166

Jon arrived in Asheville in 1989 to attend Warren Wilson College. Jon is the Principal Broker and Owner of Sarver Realty Group LLC, established in 2005 as a vibrant boutique firm dedicated to client satisfaction and integrity. Jon has brokered over $75 Million in commercial and residential real estate in his career. Recently, Jon assembled a series of historic buildings with an eye to preserving the character of traditional Asheville. Jon is an avid cyclist and runner and he and his wife Amanda, who works as a property manager, have three children.

TODD FOWLER

CO-CEO & FOUNDER| todd@alfieloans.com

Todd graduated from Appalachian State University in 1988 with a degree in Real Estate and Business. Since the age of 20, Todd has been buying and selling properties. He worked at Appalachian Realty Associates in Asheville for many years and his love of numbers drew him towards real estate accounting. He opened his own accounting firm in 2008. Through a wonderous synchronicity with accounting clients and business contacts, this led him to co-found ALFIE in 2015. He and his wife Amy have one son, Hill, and they spend their time hiking and biking, exploring the wonders of Western North Carolina.

KIM AASLAND

CFO | kim@alfieloans.com

Kim is a native of North Carolina and has called Asheville home since 1995. She has a Bachelors degree from the University of NC Greensboro and an A.A.S. from AB Tech. Her varied studies have given her the ability to be creative on her career path at ALFIE. After managing an Asheville Real Estate Company for 10 years, she worked as a manager at a local country club. Alongside her family and friends, (she and Todd Fowler are siblings) Kim enjoys the excitement and multifaceted responsibilities of her role with ALFIE, as no day is ever the same.

CRAIG PETERS

LOAN ORIGINATOR | craig@alfieloans.com

Craig, a native of Philadelphia, PA, is a 1991 graduate of LaSalle University and moved to Asheville in 2000 following a career as a casino marketing executive with Harrah’s Entertainment. A seasoned business operator and sales professional, he has spent much of his time managing and consulting in the hospitality industry. As investor relations specialist and loan originator, Craig is responsible for expanding ALFIE’s reach between the Asheville and Upstate SC markets. When he isn’t working, Craig, the father of two wonderful teenagers, Kayla and Eric, can be found mountain biking, running, and hiking the trails of WNC.

KARL DEHLOW

CONTROLLER | karl@alfieloans.com

Born in New York on Long Island. Karl lived there for 28 years before moving to Asheville in 2020. He earned his bachelor’s in accounting and his master’s in taxation both from SUNY Old Westbury. Karl worked in public accounting for 8 years before joining ALFIE–6 in New York and 2 in Asheville. He received his CPA license in 2018. Outside of work Karl is a board and video game nerd, enjoys spending time with his partner Savannah and amateur hiking with his dog, Bean.

ELISABETH WILLIS

LOAN ORIGINATOR | elisabeth@alfieloans.com

Elisabeth has lived in Asheville for over 30 years. She began her real estate related career in property management before being hired by Jon Sarver as his office and building manager for Sarver Real Estate. She continues to work closely with Jon and is an integral part of our WNC loan origination. When outside of ALFIE, Elisabeth enjoys spending time with her husband and three children.

HEIDI WHEILDON

DIRECTOR OF CLIENT SERVICES | heidi@alfieloans.com

Heidi is a native of West Yorkshire in the United Kingdom. Prior to coming to the states, she worked in hospitality managing pubs. She and her husband, Alex, moved to Asheville in 2018 and she started working for ALFIE in 2022. Heidi obtained her real estate license in 2024 which complements her knowledge of working with borrowers. Outside of ALFIE, she enjoys riding horses, hanging with her dog Martha, or crafting and catching up on reality tv.

AMY FOWLER

INVESTOR RELATIONS | amy@alfieloans.com

Originally from Chapel Hill, Amy attended Mars Hill College and fell in love with the mountains. After a 10-year career in healthcare marketing, she opened her own care management business to support families with aging loved ones. She attended East Tennessee State University for her Master of Social Work and will one day have her own therapy practice. She is married to Todd and enjoys spending time outside with him and their son, Hill.

JENNIFER LIMING

DIRECTOR OF LOAN OPERATIONS | jennifer@alfieloans.com

Jennifer’s great grandfather taught her the value of property- he acquired 800 acres of land where her family spent summer vacations. By happenstance, she worked at a lumber store in college and discovered a love for the construction industry. In 2003, she moved to Asheville, started her own business, volunteered with Asheville’s Habitat for Humanity, and met her now husband, Duane, a general contractor (builder). She also has 25 years of medical experience which evolved her niche of problem solving and helping small businesses run more efficiently. In her spare time, she enjoys time with family and friends, reading and adventures in the great outdoors with Duane.