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All About

ALFIE

ALFIE is a private debt fund that specializes in construction lending. Established in Asheville, NC in 2015, the fund works by pooling investor capital to provide short-term construction and bridge loans to builders, developers, and real estate entrepreneurs in North and South Carolina.

The burdensome requirements of traditional bank financing make it difficult for borrowers to access capital especially for spec and build to rent projects. ALFIE offers builders and real estate investors a time and cost effective solution by providing simple construction loans for projects that benefit investors, borrowers and the local community.

Since 2015, ALFIE has closed more than 1575 loans totaling more than $505 million in loan originations.

Meet Our Team

JON SARVER

CO-CEO & FOUNDER| jon@alfieloans.com
Mobile/Txt 828-552-0166

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Jon arrived in Asheville in 1989 to attend Warren Wilson College and over two decades, he has established himself as a prominent figure in the local real estate and finance landscape. As the Principal Broker and Owner of Sarver Realty Group, founded in 2005, Jon built a boutique brokerage centered on integrity, tailored client service, and deep market insight, directly brokering over $100MM in commercial and residential transactions throughout his career.

Expanding his footprint beyond traditional brokerage, Jon has taken an active role in historic preservation and urban renewal. He spearheaded the assembly and acquisition of a key portfolio of historic buildings, focusing on thoughtful adaptive reuse that preserves the authentic architectural character of traditional Asheville.

As a Co-Founder of ALFIE, Jon leverages his extensive experience in real estate acquisition, valuation, and market analysis to structure flexible capital solutions for regional builders, developers, and investors. His deep NC roots and hands-on understanding of real estate fundamentals enable the fund to deploy capital efficiently while maintaining strong risk-management discipline.

Outside of his professional endeavors, Jon remains an active member of the local community. He is an avid cyclist and runner who regularly takes advantage of WNC’s mountain terrain as well as spending time with his wife, Amanda, and their three adult children.

TODD FOWLER

CO-CEO & FOUNDER| todd@alfieloans.com

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Todd graduated from Appalachian State University in 1988 with a degree in Real Estate and Business. Since the age of 20, Todd has been buying and selling properties. He worked at Appalachian Realty Associates in Asheville for many years and his love of numbers drew him towards real estate accounting. He opened his own accounting firm in 2008. Through a wonderous synchronicity with accounting clients and business contacts, this led him to co-found ALFIE in 2015. He and his wife Amy have one son, Hill, and they spend their time hiking and biking, exploring the wonders of Western North Carolina.

KIM AASLAND

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A native North Carolinian and Asheville resident since 1995, Kim brings a unique blend of financial precision, operational management, and creative problem-solving to her role as CFO at ALFIE.

With degrees from UNC Greensboro and Asheville-Buncombe Technical Community College (for a stint in Pastry Arts), Kim’s career path has included a decade of managing an Asheville real estate firm, directing operations at a premier local country club, and extensive work in an Asheville accounting firm. This background has equipped her with deep roots in the real estate landscape and a strong foundation in high-level financial operations. At ALFIE, Kim leverages this diverse expertise to navigate complex fiscal strategies in a very dynamic private lending environment.

Outside the office, Kim values spending quality time with family and friends, listening to and attending live music of nearly any genre, creating amazing baked creations, and enjoying the vibrant mountain community she’s called home for over three decades.


CRAIG PETERS

EVP BUSINESS DEVELOPMENT & STRATEGIC PARTNERSHIPS | craig@alfieloans.com

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Craig is a native of Philadelphia, PA, and a graduate of La Salle University. He moved to Asheville in 2000 following a career as a casino marketing executive with Harrah’s Entertainment. A seasoned business operator and sales professional, he spent years managing and consulting within the hospitality industry before transitioning into real estate investments and finance.

In his role as a Business Development and Investor Relations Specialist, Craig leads the expansion of ALFIE’s footprint across Western North Carolina, the Research Triangle, and Upstate South Carolina in both investor recruitment and oversight of loan origination.

Outside of work, Craig is the proud father of two children, Kayla and Eric, and can usually be found mountain biking and hiking the trails of Western North Carolina.

KARL DEHLOW

CONTROLLER | karl@alfieloans.com

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Born in New York on Long Island. Karl lived there for 28 years before moving to Asheville in 2020. He earned his bachelor’s in accounting and his master’s in taxation both from SUNY Old Westbury. Karl worked in public accounting for 8 years before joining ALFIE–6 in New York and 2 in Asheville. He received his CPA license in 2018. Outside of work Karl is a board and video game nerd, enjoys spending time with his partner Savannah and amateur hiking with his dog, Bean.

ELISABETH WILLIS

VP OF BUSINESS DEVELOPMENT | elisabeth@alfieloans.com

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An Asheville resident of over 30 years, Elisabeth began a real estate career in property management, helping build a foundation for what would eventually become a key leadership role at ALFIE. Her efforts keep the business development team progressing as we expand into new markets while continuing to rapidly shape our origination and underwriting policies helping to maintain the service to which our borrowers and investors have become accustomed.

In addition to coordinating the sales and marketing aspects of our business, Elisabeth’s role encompasses Human Resources for the operation, acting as the link to overall business strategies.

When not working, Elisabeth will be found spending time with her husband and three children, tending to her home garden oasis, and exploring and supporting Asheville’s culinary and music scenes.


HEIDI WHEILDON

DIRECTOR OF CLIENT SERVICES | heidi@alfieloans.com

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Heidi is a native of West Yorkshire in the United Kingdom. Prior to coming to the states, she worked in hospitality managing pubs. She and her husband, Alex, moved to Asheville in 2018 and she started working for ALFIE in 2022. Heidi obtained her real estate license in 2024 which complements her knowledge of working with borrowers. Outside of ALFIE, she enjoys riding horses, hanging with her dog Martha, or crafting and catching up on reality tv.

LYLA GIDLEY

OPERATIONS ADMINISTRATOR | admin@alfieloans.com

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Bio coming soon…

JENNIFER LIMING

DIRECTOR OF LOAN OPERATIONS | jennifer@alfieloans.com

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Jennifer’s great grandfather taught her the value of property- he acquired 800 acres of land where her family spent summer vacations. By happenstance, she worked at a lumber store in college and discovered a love for the construction industry. In 2003, she moved to Asheville, started her own business, volunteered with Asheville’s Habitat for Humanity, and met her now husband, Duane, a general contractor (builder). She also has 25 years of medical experience which evolved her niche of problem solving and helping small businesses run more efficiently. In her spare time, she enjoys time with family and friends, reading and adventures in the great outdoors with Duane.