ALTERNATIVE LENDING SOLUTIONS

Empowering General Contractors & Real Estate Investors in Raleigh, NC

ALFIE works with Contractors, Spec-Home Builders, and Real Estate Investors in Raleigh, NC to provide financing options to quickly and efficiently help your project succeed.

ALFIE is your spec loan financing specialist in Raleigh, NC.

We offer common sense financing packages forcontractors and real estate investors. Our loans are offered at a fixed rate of 12% for a term of 12 months with a 2% origination fee. Our average borrow’s cost of capital is between 7-8% of project cost.

These loans are specifically for spec-home builders, investors, and developers who need financing for projects. ALFIE does not provide construction financing for owner-occupied residences.

No tax return is required
The process is simple and fast
Only pay interest on the money drawn
Up to 100% Financing is available, including soft costs

Connect With An Originator

Use the ALFIE Cost Calculator

This worksheet assumes a 9-month construction period with 7 equal monthly draws and a 2 month hold period with the full loan amount drawn.

Get Started Today

Fill out the form below and one of our loan originators will contact you quickly to answer any questions about your project and our loan programs.

Raleigh, NC Real Estate Investments

Raleigh’s dynamic real estate market offers numerous opportunities for general contractors and real estate investors. At ALFIE Loans, we specialize in providing alternative lending solutions tailored to meet the unique needs of professionals in the construction and real estate sectors. Whether you’re undertaking a renovation, flipping properties, or expanding your investment portfolio, our financing options are designed to support your success.

Why Choose ALFIE Loans in Raleigh?

Flexible Financing Tailored to Your Projects

Raleigh’s housing market presents both opportunities and challenges. With a median home value of $449,756, reflecting a 1.2% decrease over the past year, and homes typically going pending in around 20 days , timely access to capital can make all the difference. ALFIE Loans offers:

Quick Approvals: Streamlined processes to ensure you get the funds when you need them.
Customized Loan Options: Tailored solutions to fit the specific requirements of your projects.
Local Market Expertise: Deep understanding of Raleigh’s real estate dynamics to support your investment decisions.

Are you looking to invest in Winston-Salem, NC? Let the Real Estate experts at ALFIE help you get the financing you need for your next project.

Connect With ALFIE

We are not bankers.

We’re Real Estate People

We provide simple spec home financing and a common sense approach that allows for fast closings and fast construction draws.

Apply Today

Let’s Invest In Raleigh, Together

Staying informed about the local market is essential. Here’s what you need to know about Raleigh’s current real estate trends:

Median Home Value: $449,756, with a 1.2% year-over-year decrease .
Median Days to Pending: Approximately 20 days, indicating a relatively brisk market .
Market Competitiveness: Raleigh is considered a somewhat competitive market, with homes receiving multiple offers and selling quickly

These insights highlight the importance of having reliable financing options to capitalize on market opportunities promptly.

At ALFIE Loans, we’re committed to contributing to the growth and development of Raleigh. By providing accessible financing solutions, we aim to empower local contractors and investors to enhance the city’s housing landscape. Our team is dedicated to understanding your goals and offering support every step of the way.

If you’re a general contractor or real estate investor in Raleigh seeking flexible and reliable financing, ALFIE Loans is here to help. Contact us today to learn more about our lending solutions and how we can support your next project.

Let’s Get Started

Understand The Process

1. Apply

Complete the CONTACT US/APPLY NOW form shown above. Or call us at (828)776-8632 to connect with a loan originator.

Get Started

2. Due Dilligence & Underwriting

An ALFIE loan originator will guide you through the process of providing all the details we need. Our team will answer your questions about our loan programs.

3. Loan Commitment

Once all your paperwork is complete, we move quickly. It typically only takes 3 weeks to go from Application to Closing.

4. Closing

Just a few signatures and you’re ready to get to work doing what you do best.

5. Construction Draws

Draws a painless and fast. And you only pay interest on the money that is drawn.

6. Loan Payoff

ALFIE loans are often paid off in less than 9 months. And we’ll be here when you’re ready to do it all again.

CLICK HERE TO GET STARTED, IT’S FAST AND EASY