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ARE YOU IN NEED OF A

Spec Home or Build to Rent Construction Loan in
Statesville, NC?

ALFIE empowers with Contractors, Spec-Home Builders, and Real Estate Investors in Statesville, NC to provide specialized financing options to help your project succeed.

ALFIE offers flexible financing tailored to your projects

We offer common sense financing packages forcontractors and real estate investors. Our loans are offered at a fixed rate of 11.75% for a term of 12 months with a 2% origination fee. Our average borrow’s cost of capital is between 7-8% of project cost.

These loans are specifically for spec-home builders, investors, and developers who need financing for projects. ALFIE does not provide construction financing for owner-occupied residences.

  • No tax return is required
  • The process is simple and fast
  • Only pay interest on the money drawn
  • Up to 100% Financing is available, including soft costs
Connect With An Originator
Use the ALFIE Cost Calculator
This worksheet assumes a 9-month construction period with 7 equal monthly draws and a 2 month hold period with the full loan amount drawn.

Get Started Today

Fill out the form below and one of our loan originators will contact you quickly to answer any questions about your project and our loan programs.

Winston-Salem, NC Real Estate Financing

Why Choose Alfie Loans in Statesville?

Statesville’s housing market presents both opportunities and challenges. With a median home value of $277,900, reflecting a 2.4% increase over the past year, and homes typically going pending in around 72 days , timely access to capital can make all the difference. Alfie Loans offers:Rocket+2Redfin+2Zillow+2Zillow+4Zillow+4Redfin+4

  • Quick Approvals: Streamlined processes to ensure you get the funds when you need them.

  • Customized Loan Options: Tailored solutions to fit the specific requirements of your projects.

  • Local Market Expertise: Deep understanding of Statesville’s real estate dynamics to support your investment decisions.

Understanding Statesville’s Real Estate Landscape

Key Market Insights

Staying informed about the local market is essential. Here’s what you need to know about Statesville’s current real estate trends:

  • Median Home Value: $277,900, with a 2.4% year-over-year increase .

  • Median Days on Market: Homes typically go pending in around 72 days .

  • Market Competitiveness: Statesville is considered a somewhat competitive market, with some homes receiving multiple offers

These insights highlight the importance of having reliable financing options to capitalize on market opportunities promptly.

Are you looking to invest in Statesville, NC? Let the Real Estate experts at ALFIE help you get the financing you need for your next project.

Connect With ALFIE

We are not bankers.

We’re Real Estate People

We provide simple spec home financing and a common sense approach that allows for fast closings and fast construction draws.

Apply Today

Let’s Invest In Statesville, Together

At Alfie Loans, we’re committed to contributing to the growth and development of Statesville. By providing accessible financing solutions, we aim to empower local contractors and investors to enhance the city’s housing landscape. Our team is dedicated to understanding your goals and offering support every step of the way.

Ready to Elevate Your Projects in Statesville?

Let’s Build Success Together

If you’re a general contractor or real estate investor in Statesville seeking flexible and reliable financing, Alfie Loans is here to help. Contact us today to learn more about our lending solutions and how we can support your next project.

Let’s Get Started

Understand The Process

1. Apply

Complete the CONTACT US/APPLY NOW form shown above. Or call us at (828)776-8632 to connect with a loan originator.

Get Started

2. Due Dilligence & Underwriting

An ALFIE loan originator will guide you through the process of providing all the details we need. Our team will answer your questions about our loan programs.

3. Loan Commitment

Once all your paperwork is complete, we move quickly. It typically only takes 3 weeks to go from Application to Closing.

4. Closing

Just a few signatures and you’re ready to get to work doing what you do best.

5. Construction Draws

Draws a painless and fast. And you only pay interest on the money that is drawn.

6. Loan Payoff

ALFIE loans are often paid off in less than 9 months. And we’ll be here when you’re ready to do it all again.

CLICK HERE TO GET STARTED, IT’S FAST AND EASY